Real Estate Information

We all know that having a good credit score is incredibly important when searching for low mortgage rates. Below is a list of five ways to improve your credit score & help you obtain lower rates when financing the purchase of a new home.

1. Pay your bills on time.
2. Don't open too many credit cards.
-Credit inquiries are made every time you open a new account.
3. Don't cancel your cards when you receive them.
-We've all been tempted to get those great deals on credit cards for an additional discount at the register. Cancelling the card once you receive it will erase your payment history--which is part of your overall credit score. Simply cut it up if you aren't going to use it.
4. Not all debt should be the same type.
- Debt spread out into credit cards, student loans, car loans & mortgages is better than all your debt on a credit card alone.
5. Monitor your credit score.

This video describes a short sale, a real estate transaction where the bank will accept less than what is owed to them when a home is sold. Agents who hold the Certified Distressed Property Expert (CDPE) designation are trained to help homeowners navigate alternatives to foreclosure, and can provide answers to the many questions surrounding America's foreclosure crisis.

FOR IMMEDIATE RELEASE                                           

Andover, MN – January 4^th, 2012– “Millions and millions of homeowners in the United States spent 2011 under a cloud of uncertainty caused by missed payments on an unmanageable mortgage,” said Jeff Firnstahl of Team Firnstahl Real Estate Services.

Firnstahl’s message to financially strapped homeowners in the Twin Cities market: “the expertise and resources to ensure that 2012 gets off to a far more positive start is close at hand.”

A Certified Distressed Property Expert (CDPE), Firnstahl is knowledgeable foreclosure avoidance alternatives and is adept at negotiating with major banks and helping financially strapped homeowners to regain peace of mind and a sense of stability for the future.

Jeff’s free report entitled, “Tipping the Scales Toward Foreclosure: Resolve to Shed the Weight of an Unmanageable Mortgage in 2012,” is accessible from his website, www.TeamFirnstahlHelps.com. 

“As the report point out,” Jeff says, the recovery of U.S. housing market, hinges on huge reductions to the current glut of foreclosed homes, and as such, all major players have taken foreclosure-prevention efforts up several notches.”

“The most important fact for financially distressed homeowners to keep in mind: the sooner help is sought, the better,” Firnstahl emphasized.

For more information contact Team Firnstahl today!

As the election season heats up, the question of how to “fix housing,” will be debated like never before.

In the midst of a lot of unhelpful rhetoric, there’s one truth that can’t be disputed: Millions of homeowners who have played by the rules have now found themselves in a situation they never imagined they’d be in. Current estimates from RealtyTrac reveal that close to 7.5 million U.S. households are either in foreclosure or delinquent on their mortgage, and 11 million homeowners owe more on their mortgage than their homes are worth.

Even though millions of others are in same boat, the fear of foreclosure is too often a distinctly isolating experience.

We get it

If you, or someone you care about is tipping the scales toward foreclosure, we can help.

As a team of real estate professionals who have sought out and achieved the Certified Distressed Property Expert (CDPE) designation, we are knowledgeable of the various forms of assistance offered by major lenders, as well as Federal, state and local agencies. It is our mission during these tough times to help financially distressed homeowners to understand their options and then to navigate the best possible solution based on their circumstances. 

Too often, once homeowners find themselves on what feels like an inevitable path toward foreclosure, they become frozen in action. The situation is complicated; the stakes are high, and that’s why you need an advocate who is knowledgeable and adept at navigating among solutions that will lead to a fresh start.

Contact us today and let’s get started!

5565 Arona Street, Shoreview, MN 55126

Lots of updates done throughout since 2008: new windows, flooring, bathrooms, driveway, water treatment, yard/sod, irrigation system & more!

Great kitchen featuring Pergo wood floors, stainless steel appliances, breakfast bar & tons of cupboard space!

Beautiful wood-burning fireplace in family room!

Nice bar area with sink in lower level family room!

Large deck overlooking backyard!

Fabulous location close to Rice Creek Regional Trail Park with biking/walking trails,

dog park, schools, shopping, & major highways!

Meticulously maintained & in move-in condition!

For more information dial 1-800-230-4292 ext.5187

New Year's is the time to celebrate a new beginning, a time to wish all of our friends, loved ones & clients a very Happy New Year! To help you cherish the spirit of New Years, here are some New Year quotes.

"Year's end is neither an end nor a beginning but a going on, with all the wisdom that experience can instill in us."  -Hal Borland

"Cheers to a New Year and another chance for us to get it right." -Oprah Winfrey

"We will open the book. Its pages are blank. We are going to put words on them ourselves. The book is called Opportunity and its first chapter is New Year's Day." -Edith Lovejoy Pierce

"A New Year's resolution is something that goes in one year and out the other." -Author Unknown

"May all your troubles last as long as your New Year's resolutions." -Joey Adams

"I think in terms of the day's resolutions, not the year's." -Henry Moore

"For last year's words belong to last year's language and next year's words await another voice. And to make an end is to make a beginning." -T. S. Eliot

Have a great holiday & a wonderful 2012!

Vita.mn posted the Best & Worst of 2011. This list includes local bars/clubs, restaurants, albums, songs, video games, TV shows, movies & more.

To see the completes list of the top ten Best/Worst of 2011 click here!

Share your your favorites from 2011 by commenting below. 

Como Park Zoo & Conservatory is hosting a Noon Year's Party for the whole family this Saturday, December 31, 2011 at 11:00 am and Sunday, January 1, 2012 at 1:00 pm. This event includes the Radio Disney Party Patrol, KidsDance, scavenger hunt, hat & horn making & a beach ball drop with countdown.

Admission to the Park is free with a voluntary $2 donation for adults & $1 for kids.

Visit www.comozooconservatory.org for more information.

An unmanageable mortgage is an unbearable burden.

As we enter into the holiday season, millions of families are fearing foreclosure and not knowing where to turn.

More than 25 percent of homeowners in this country owe more on their home than it’s worth in today’s market. Add to that an unacceptable rate of unemployment and underemployment, and you’ve got a housing crisis with no easy answers.

As a Certified Distressed Property Expert (CDPE) it is my mission to help homeowners to avoid foreclosure and to get their lives on a positive path. If you or anyone you care about is faced with an unmanageable mortgage, I invite you to visit my website or forward this link www.TeamFirnstahlHelps.com for a copy of my most recent report entitled, “Mortgage Payment Weighing You Down.”

The fact is, more help is available for financially distressed homeowners than ever before. This is no time to go it alone, and the time to contact me about getting on path toward financial stability is NOW! 

Sincerely yours,

Team Firnstahl

6475 Emery Parkway N, Champlin, MN 55316

· This great home built in 2006 features 2 bedrooms, 3 bathrooms, 2 car-garage & over 1,672 finished square feet!

· Great kitchen with Pergo wood flooring, stainless steel appliances & breakfast bar!

· Informal dining area walks out to deck!

· Gas fireplace in living room!

· Features an open layout that brings in lots of natural light!

· Spacious master bedroom w/ceiling fan!

· Close to many parks, schools, shopping, major highways & more!

For more information dial 1-800-230-4292 ext.4977