A lot has probably changed since you bought your home. Home values have tanked, unemployment has spiked and homeownership has taken a turn for the worse.

Millions feel stuck in a home they can’t afford to sell because they owe more on their mortgage than the home is worth. And for many, the mortgage payment is no longer manageable, so they are slipping farther and farther behind every month.

At the same time, scam artists are coming up with new schemes to take advantage of homeowners who are down on their luck.

As a team of Certified Distressed Property Experts (CDPE) our mission is to help homeowners to steer clear of scams and figure out the best option based on their circumstances.  The fact is, no one wants to see you foreclose on your home, and more help is available than ever before.

We invite you to visit our website www.TeamFirnstahlHelps.com for a copy of our recent report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?”

And then contact us for a confidential consultation.

Andover, MN February 17, 2012– On February 9th^th, the United States Justice Department released the details of a $25 billion dollar settlement they reached with 5 major banks. “The settlement occurred because the banks were accused of widespread use of “Robo-signing,” said Jeff Firnstahl, CDPE Instructor & Broker of Team Firnstahl Real Estate Services.

Robo-signing is a practice employed by banks to automate the processing and approval of foreclosure proceedings against homeowners. “In many cases,” said Firnstahl “the banks were discovered to have processed thousands of foreclosures in a single day, all signed by one person.”

Jeff, a Certified Distressed Property Expert (CDPE), believes that the settlement presents a unique opportunity for homeowners who are in danger of losing their home. “The reality is, the banks would rather explore other options than foreclosure and this settlement gives them both the motivation as well as the funding to explore them,” said Firnstahl.

Although the settlement is the largest government industry settlement since the $250 billion Big Tobacco settlement in 1998, there has been opposition on the grounds that the settlement does not go far enough to alleviate the $750 billion in negative equity in the country. 

For more information visit www.TeamFirnstahlHelps.com. 

There are a number of new options available for distressed homeowners and, most important, BANKS WANT TO WORK WITH THEM.

As a team of Certified Distressed Property Experts (CDPE) we are uniquely qualified to help homeowners who may be able to take advantage of these options and get out from underneath the weight of an unbearable mortgage!

If you know someone who might stand to benefit from my expertise and from the new opportunities that are in place, please have them contact us for a free, confidential consultation.

For more information visit www.TeamFirnstahlHelps.com. 

Millions feel stuck in a home they can’t afford to sell because they owe more on their mortgage than the home is worth. And for many, the mortgage payment is no longer manageable, so they are slipping farther and farther behind every month.

At the same time, scam artists are coming up with new schemes to take advantage of homeowners who are down on their luck.

As a team of Certified Distressed Property Experts (CDPE) our mission is to help homeowners to steer clear of scams and figure out the best option based on their circumstances.  The fact is, no one wants to see you foreclose on your home, and more help is available than ever before.

If anyone you know may need our expertise, please have them visit our website www.TeamFirnstahlHelps.com for a copy of our recent report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?”

And then contact us for a confidential consultation.

All our best to you in 2012.

14572 Avocet Street NW, Andover, MN 55304

Large rambler w/ vaulted ceilings!

Great kitchen featuring hardwood floors, stainless steel appliances, breakfast bar & tons of cupboard space!

Beautiful gas-burning fireplace in family room!

Nice bar area w/ natural woodwork in lower level family room!

Large deck overlooking backyard!

Features include: informal dining w/bay window, main floor laundry, big master w/ walk-in closet & bath, walk-out lower level, ceiling fans & much more!

Meticulously maintained & in move-in condition!

For more information dial 1-800-230-4292 ext.5147

-Jeremy Rothenberg

If you would like to see what other clients have said about us, Click Here!

For more information visit www.hamlakecc.org/snowbowl.html.

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled. 

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll.  Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty.  And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a team of real estate professionals who have earned the Certified Distressed Property Expert (CDPE) designation, our mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact us today and let’s get started.

Click here for a virtual tour of 13943 Crocus Street in Andover. 

The percentage of distressed properties vs. total listings in Anoka County ranges from 19-47% depending on the city in question. Short sales & Foreclosures are financially and emotionally devastating for most homeowners. Jeff Firnstahl has dedicated his time to understanding the issues these owners are dealing with & is ready to help. Jeff became CDPE certified. A CDPE is a Certified Distressed Property Expert. Contact us today to discuss things in further detail.

You can find the past months' percentages by checking out the Local Market Conditions in our past blogs.

**The data used to make the chart is gathered from the MLS. The data in the MLS is deemed reliable but not guaranteed.**

**The data used to make the chart is gathered from the MLS. The data in the MLS is deemed reliable but not guaranteed.**

Andover, MN – February 1, 2012– “The stress of an unmanageable mortgage can cloud everything,” said Jeff Firnstahl, CDPE & Broker of Team Firnstahl Real Estate Services. “With nearly one-fourth of all homeowners owing more on their mortgage than their home is worth, the nation’s overall stress level is in the stratosphere,” Firnstahl added.

Connected to a network of professional committed to solving the nation’s foreclosure crisis one homeowner at a time, Firnstahl’s message to financially strapped homeowners: “more help is available than every before. Since 2007, 7.9 million homes in the United States have been lost to foreclosure, and my mission is to stem the tide of foreclosures within the Twin Cities & surrounding suburban areas.  

A Certified Distressed Property Expert (CDPE), Firnstahl is knowledgeable of the entire landscape of foreclosure avoidance options and is distinctly qualified to negotiate with banks and help financially strapped homeowners to regain peace of mind and a sense of stability for the future.

Jeff has developed a free report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?” that is accessible from his website, www.TeamFirnstahlHelps.com. 

The report provides an overview of qualification criteria for the most common foreclosure alternatives, cites red flags for scams, and reminds homeowners why avoiding foreclosure needs to be a top priority.

Upheaval on Wall Street has gotten a lot of attention, but until recently, homeowners have been left to their own devices. Firnstahl is on a mission to change that.

If you’d like more information about this topic, or to schedule an interview with Jeff
Firnstahl, please call Brenda Davis at 763-587-7200 or email Brenda at clientcare@teamfirnstahl.com. 

 4745 Yuma Lane N, Plymouth, MN 55446

This beautiful two story home is located in the sought after Autumn Hills neighborhood, it overlooks the 13th Green of Hollydale Golf Course, is near  parks, biking & walking trails, schools, and shopping.  This elegant home features 5 bedrooms, 5bathrooms and an oversized 4 car garage. Upon entering the home, you will be delighted by the hardwood floors that run through the kitchen, informal dining room, and hallway. The main level has an open floor plan and features a formal dining room, formal living room and an office with French doors & built-in bookshelves. The two story vaulted family room has a wood-burning fireplace w/slate surround and a built-in entertainment center plus a full wall of windows. The gourmet kitchen boasts a corner pantry, breakfast bar, maple cabinetry, stainless steel appliances, gas range, granite countertops and a workstation. The sun filled informal dining walks out to a 20 x 16 deck that overlooks the Hollydale Golf Course & brick fire pit. There is also a main floor laundry room and a 1/2 bath. The upper level is comprised of 4 large sized bedrooms and a full bathroom w/his-n-her sinks. The master suite has a large walk-in closet and private bath with corner whirlpool, separate shower, and double sinks. The lower level features a large amusement room with a beautiful gas-burning fireplace and built-in entertainment center. It also features a wet bar w/built-in wine rack.  The lower level also has a finished 3/4 bath, and a bedroom. Some additional features include: on a cul-de-sac, a brick & maintenance free exterior, in-ground sprinkler system, security system, 6-panel maple doors, and recessed lighting throughout!

Don’t miss this opportunity to own your own dream home!

For more information dial 1-800-230-4292 ext.4086

For more information visit www.anokatheatre.org.

-Jason Pichler

If you would like to see what other clients have said about us, Click Here!

If you or anyone you care about has been burdened by a mortgage that’s no longer manageable, you are well aware of how much the stress and uncertainty can cloud a person’s outlook. And the fact that millions of Americans are in this situation right now might not be much of a consolation.

The fact is, there are no easy answers.  There are, however, connected, qualified experts who are tapped into the best solutions based on individual circumstances, and are committed to helping financially distressed homeowners to make a fresh start.

That’s where we come in.

Helping clients to figure out their best course of action within a market that’s nothing like any of us have ever dealt with before requires an entirely new level of expertise and training. That’s why we’ve sought out the Certified Distressed Property Expert (CDPE) designation—the most recognized and respected training on distressed properties in the real estate industry.

We invite you to visit our website for more information at www.TeamFirnstahlHelps.com. Please pass along our contact information to someone you know who could benefit from a confidential consultation.

All our best to you in 2012,

Team Firnstahl

Visit www.ac-hs.org or for details!

  5486 Kalland Avenue NE, Albertville, MN 53301

· This beautiful home built in 2002 features 5 bedrooms, 3 bathrooms, 3-car garage, 0.35 Acres & over 1,908 finished square feet!

· Great kitchen with center island, pantry & ample cupboard space!

· Spacious open layout!

· Fireplace in living room!

· Main floor laundry!

· Large deck overlooking big backyard!

· Great front porch!

· Quiet neighborhood!

· Close to many parks, schools, shopping, major highways, walking trails & outlet mall!

For more information dial 1-800-230-4292 ext. 5176